Eyitope (Topsy) Kola-Oyeneyin is a Partner and co-leader of McKinsey’s Payments Practice for the Eastern Europe, Middle East, and Africa (EEMA) regions, where she serves leading financial services institutions
and fintechs to develop and scale innovative products and services. She is also a thought-leader on financial-services innovation, and has co-authored reports on how to unlock the potential of digital financial services in Africa.

She is a transformation expert with more than 20 years of global experience working with financial institutions, regulators, and investors across Africa to develop ambitious growth programs and execute
large-scale transformations. Prior to rejoining McKinsey, she held various executive roles at a leading financial-services providers, including running an international banking business across nine countries,
designing, and implementing a corporate transformation program, and managing an extensive operations network spanning Head office operations and hundreds of branch offices. She also served as
the pioneer Head of the Central Bank’s shared services department, where she led the successful design and implementation of Nigeria’s payments transformation program – ”cashless Lagos”.

Topsy holds a Master of Science degree in Management Science & Engineering from Stanford University, and she sits on the Advisory Board for Endeavor, an organization empowering high-impact entrepreneurs
for business growth. She is passionate about everything digital, and empowering young Africans, and how the effective intersection of both can accelerate economic development, achieve SDGS and
transform African economies. She shares on twitter (@TKOinsights) and Linkedin (@Topsy Kola-Oyeneyin) the most interesting insights and ideas on these topics, questions for innovators and principlesthat equip young Africans to rise, find expression and thrive.